Shop for long-term care insurance in Miami or Ocala at 55 in good health, and expect to pay somewhere around $950 to $2,200 a year for a starter policy, according to the American Association for Long-Term Care Insurance’s most recent Price Index. Women the same age usually pay more, often $1,500 to $3,750 a year…
Think turning your thermostat down to 65 on a scorching Richmond afternoon cools your house off faster? It doesn’t. Push it low enough, and the strain shows up on your electric bill more than the cool air shows up in your living room. That’s the real reason behind the 20-degree rule Virginia homeowners lean on…
Georgia taxes pensions, 401(k) withdrawals and other retirement income, but a hefty exclusion shields many retirees from ever paying on it. Social Security is the one paycheck Georgia never touches, at any income level. The exclusion on everything else grows the year you turn 65. Lawmakers just voted to grow it again, starting in 2027….
A Medicare Supplement plan in Florida costs a 65-year-old anywhere from about $70 to $310 a month in 2026, and the plan letter you choose swings that number more than almost anything else. Plan G, the most complete plan available to new enrollees, runs roughly $200 to $260 a month in counties like Duval, Hillsborough,…
A moving truck idles outside a rowhouse in Alexandria while a mover carries a box marked kitchen down the steps. Two doors down, another family just pulled up with a moving truck of their own, headed the opposite direction. Virginia’s population is growing again. It just isn’t growing for everyone who used to call it…
In-home care in Virginia costs about $32 an hour for the non-medical help most families start with, which works out to roughly $6,100 a month for 44 hours a week of care. Skilled help from a home health aide runs a little more, around $33 an hour. Those Virginia numbers come from the 2024 CareScout…
Think you and your spouse have mapped out every dollar that retirement in Georgia will cost? Some couples haven’t. The bills hide in places few glossy retirement guides mention: An old tax return, a fine-print renewal, and a check that changes size overnight. These are the retirement expenses Georgia couples never see coming. Note: This…
A South Carolina Sunday table can hold seven dishes, and the cook still apologizes that there’s “not much.” Nobody who’s not from around there believes them. A South Carolina Sunday spread gets built one bowl at a time until the table runs out of room for anything else. These are the things South Carolinians do…
Assisted living in Georgia costs about $3,772 a month, or close to $45,000 a year. That’s less than most families brace for when they start touring communities. Where you land in the state swings that number by a thousand dollars, though. And the price on the brochure is almost never the whole bill. Note: This…
Yes, South Carolina taxes 401(k) withdrawals. The state counts every dollar you pull out as ordinary income. The good news? That sounds worse than it plays out. A pair of retirement deductions and a bigger break at 65 leave many retirees owing far less than they expected coming from higher-tax states. Once you turn 65,…
