Colorado’s Division of Insurance found hail drives 26% to 54% of an average homeowner’s premium, depending on the county. A Denver bill of $3,040 carries $1,547 for hail and $30 for wildfire. These are the home features that make insurance more expensive in Colorado. Note: This is general information, not insurance advice. Coverage, discounts, and…
Recording an Affidavit of Survivorship in North Carolina costs $26 for the first 15 pages, plus $10 for the certified death certificate that goes with it. That’s the whole bill on a deed titled with right of survivorship, where full ownership passed to the surviving spouse the moment the other died. A deed without those…
The Army Corps of Engineers signed a $21.6 million contract this year to renourish two Cape May County beaches. New Jersey covers part of that. Property owners along the shoreline cover pieces of it too, sometimes years after the trucks leave, and rarely on a bill anyone warned them about. These are the beach renourishment…
Texas election law bars recording images or sound within 100 feet of a voting station, measured from the station itself and not from anybody’s property line. Even a doorbell camera counts. These are the places Texas homeowners may not be allowed to point a security camera. Note: This is general information, not legal advice. Texas…
Skip the Preliminary Change of Ownership Report in California, and the Board of Equalization allows a penalty as high as $5,000, or $20,000 on a house that isn’t the new owner’s main residence. Adding a name takes a brand-new deed, notarized before it’s recorded, plus that report and, in some cases, a reassessment exclusion claim….
Portland recalculated its cap on non-owner-occupied short-term rentals on September 1, using a formula that replaced the flat 400-unit ceiling the city ran for years. The new ceiling can shrink every year. These are the short-term rental caps that surprise new Maine coastal owners. Note: This is general information, not legal advice. Short-term rental caps,…
A Washington landlord who breaks the state’s rental-entry rules owes the tenant up to $100 for every violation, under the Residential Landlord-Tenant Act. That penalty assumes the entry was wrong. Plenty of them aren’t, and a few need no warning at all. These are the reasons a Washington landlord may be allowed to enter your…
Texas Property Code Section 92.056 presumes seven days is a reasonable time to fix something once a tenant reports a health or safety problem in writing. The code never names a fixed number of days anywhere else. A sewage backup or a broken pipe gets no grace period at all, and the clock doesn’t start…
North Carolina Cooperative Extension calls mid-September through early December the best planting stretch of the year. That window is open right now. But one Saturday with a shovel can start a problem so big that the state’s Planned Community Act lets an HOA fine at $100 a day. These are the landscaping choices that create…
Indiana bars its cities and towns from writing rules on security deposits, lease terms, screening or fees, unless the legislature grants an exception. The parts that protect a renter are often the ones that nobody at the lease signing reads out loud. These are the things Indiana landlords can’t legally do to renters in 2026….
