Florida’s homeowners insurance non-renewal rate rose 280% between 2018 and 2023, the steepest jump of any state, according to an Insurify analysis of a U.S. Senate Budget Committee report. The cause of non-renewal rarely starts with a missed payment. These are the insurance non-renewal triggers Floridians never see coming. Note: This is general information, not…
Anyone holding at least three-fourths of a severed West Virginia mineral tract can sign a lease that binds every other owner, under a 2018 law called the Cotenancy Modernization and Majority Protection Act. Owning a quarter of something isn’t the same as having a say in it. These are the mineral rights surprises that catch…
Nevada’s short-term rental law reaches only counties over 700,000 people and their cities over 25,000, which today means Clark County, Las Vegas, Henderson, and North Las Vegas. Everywhere else in the state writes its own laws. These are the short-term rental rules that catch Nevadans off guard. Note: This is general information, not legal advice….
New Hampshire pulls about 60% of every state and local tax dollar from property taxes, more than double the national average, according to the New Hampshire Fiscal Policy Institute. There’s no income tax standing between a homeowner and that bill. These are the property tax appeal steps New Hampshirites skip and regret. Note: This is…
Every pressurized irrigation connection in Utah has to carry a meter by January 1, 2030, under Utah Code 73-10-34. Secondary water’s free ride is ending. These are the water rules that surprise new Utah homeowners. Note: This is general information, not legal advice. Water rights, metering rules, and HOA landscaping requirements vary by city, water…
Three storms reached Category 5 strength last hurricane season without a single Florida landfall. It was the first year that’s happened since 2015, according to Florida’s Division of Emergency Management. That’s not a streak worth planning around. These are the things longtime Floridians keep ready for a multi-day power outage. 1. Seven Days of Water…
North Carolina sets no fixed number of days to respond to an HOA violation letter, and that holds across the roughly 15,000 associations operating statewide, according to the Community Associations Institute’s North Carolina chapter. Your declaration sets that clock. State law guarantees the rest: Written notice, a hearing, and a hard deadline to appeal if…
Since 2011, North Carolina has barred cities and counties from banning a rain barrel or cistern used to water a person’s yard. The protection stops at the barrel. These are the rainwater collection mistakes that get North Carolinians fined. Note: This is general information, not legal advice. Permit, plumbing, and nuisance rules vary by city…
Some Americans wait for a cool morning to think about pumpkin spice lattes. In Arizona, we could be waiting a while. A new analysis of Google search trends found that Arizona shows more interest in pumpkin spice lattes than any other state. The research explains where that ranking comes from and what it actually measures….
A Texas backyard in August looks no different at three in the afternoon than it does at seven. The pavement beside it does. On an 86-degree day, asphalt can reach 135 degrees, hot enough to burn a paw pad in a minute. These are the everyday outdoor hazards Texas dog owners need to watch for….
