5 Fred Meyer Rewards Rules That Cost Washingtonians at the Pump

The same 100 Fred Meyer Points are worth $1 off groceries or 10 cents off every gallon of gas.

Which one is the better deal depends on the size of your fill-up.

Here are the Fred Meyer Rewards rules that cost Washingtonians at the pump, and how to keep each one from eating your savings.

1. 35-Gallon Fill-Up Cap

Fred Meyer’s fuel discount tops out at $1 off a gallon, and it covers a maximum of 35 gallons per transaction.

That works out to up to $35 off a fill-up.

Washington’s regular gasoline price averaged $5.42 a gallon in the week ending October 5, 2026, according to the U.S. Energy Information Administration (EIA).

At that price, a 35-gallon fill-up costs you about $190.

We think that math is easy to overlook, and Fred Meyer’s program isn’t perfect.

Maximum discounts and gallon limits can vary by location.

Local officials set gallon limits below 35 in certain jurisdictions.

Those lower limits typically apply during hours when the pumps are unsupervised.

Some locations may offer per-transaction discounts higher than $1 a gallon.

2. Month-End Expiration

Points you earn at Fred Meyer expire on the last day of the month after you earn them.

October Points expire Nov. 30.

If you let 500 Points lapse, you’ve lost 50 cents off every gallon you’d pump.

Points earned with the Kroger Credit Card are an exception, since they don’t expire while your card account remains active and in good standing.

Your balance updates in real time on the Fred Meyer website and app, so you can check it before you drive to the pump.

3. Fuel Offers That Won’t Stack

With 1,000 Fred Meyer Points, you can take $1 off every gallon.

But there’s a condition: “Not valid with any other fuel offer.”

On a 20-gallon fill-up, 1,000 Points are worth $20, so that’s what any other fuel offer has to beat.

4. Grocery Redemptions You Can’t Undo

The same Fred Meyer Points can go toward groceries, at $1 off for every 100 Points.

Spent on fuel, those 100 Points take 10 cents off each gallon.

On a 14-gallon fill-up, 100 Points are worth $1.40 at the pump and $1 at the grocery store.

Ten gallons is the break-even.

Past 10 gallons, the pump is the better use of your Points, up to the 35-gallon cap.

Groceries also have a daily limit of 1,000 Points, or $10 off, per household.

Dollars off automatically come off your next qualifying in-store, pickup or delivery purchase.

Once you redeem Points for groceries, they “cannot be reinstated, refunded, or reversed.”

That means a grocery redemption can use up Points you meant for gas.

You also can’t sell a dollars-off-groceries reward to another shopper, since the terms prohibit it.

5. Fuel Purchases That Earn Nothing

Under Fred Meyer's terms, fuel purchases earn no Points, except where expressly stated.

Groceries earn 1 Point for every $1 you spend, apart from a list of exclusions.

That list includes service fees, such as pickup and delivery fees, along with tax and tobacco.

Many gift cards earn 2 Points for every $1 you spend.

A $60 grocery trip earns 60 Points, worth 6 cents off a gallon.

If you put that $60 at the pump instead, you'd earn none, barring an expressly stated exception.

One such exception is 4 Credit Card Points on Kroger fuel transactions when you use the Kroger Credit Card.

The 3-Cent Discount

Rewards members automatically get 3 cents off a gallon at participating Fred Meyer fuel locations, even before using any Points, the Points FAQ says.

Availability varies by location.

You'd get 42 cents back on a 14-gallon fill-up and $1.05 at the 35-gallon cap.

Together with the $35 from Points, that's $36.05 off your 35-gallon fill-up at those rates.

Picking Which Month's Points to Spend

Fred Meyer lets you choose which month's Points balance to use at Kroger Family Fuel Centers.

Partner gas stations use your oldest Points first.

At the pump keypad, you enter your Alt ID or insert your Rewards card, then pick how many Points to redeem.

Because Points expire by the month you earned them, that choice decides which Points you risk losing.

Pump Prices and a Fixed Discount

Because Fred Meyer's pump discounts are a set number of cents a gallon, the higher the gas price, the smaller the share of your fill-up they cover.

In the week ending October 5, 2026, the U.S. average for regular was $4.35 a gallon.