An Ohio homeowners insurance premium can rise the moment a roof claim ends a claims-free discount and puts the roof’s age in front of an insurer for the first time. The record outlives the repair. Ohio homeowners insurance premiums rose 14% in 2024 alone, according to A.M. Best data cited in an Ohio Insurance Agents…
The Colorado Public Utilities Commission approved a $5-a-month rate increase for Xcel Energy in a decision issued in August 2026, cutting the utility’s original request by more than half. That fight made headlines. Many of the other line items stacking up on your utility bill never go through anything like it. These are the Colorado…
A renewal notice doesn’t always mean an insurer is offering the same protection for another year. Paying the new bill can lock in changes a homeowner wasn’t expecting. These are the homeowners insurance changes North Carolinians discover at renewal. Note: This is general information, not insurance or legal advice. Terms and rates are subject to…
Louisiana’s homeowners insurance rates rose an average of just 0.1% through 2026, down from a 14% jump in 2023 alone, the state’s Department of Insurance says. The market finally cooled off. That’s cold comfort for Louisianans whose coverage faced this year’s storms. These are the insurance decisions Louisianans regret making before hurricane season. Note: This…
Richmond County’s combined sales tax rate rises to 9% on October 1, according to the Georgia Department of Revenue’s quarterly rate chart. That’s half a point higher than today’s 8.5%. Georgia’s 4% state sales tax has never touched a grocery cart, but shoppers still pay for every one of those local changes at the register….
Texas doesn’t set a deadline for paying out unused paid time off (PTO) because the state never requires that payout in the first place. Nothing in writing means nothing owed. The Texas Workforce Commission treats a written PTO policy as a binding promise the moment an employer puts one on paper. From that point on,…
Do you know exactly what your favorite rewards program changed on you in the last two years? Hardly anyone checks. Companies keep the loyalty card in a shopper’s wallet and change the math behind it, so the same spending buys less than it used to. These are the loyalty program changes giving Pennsylvanians less for…
South Carolina’s Department of Motor Vehicles charges every new resident a flat $250 just to title a car they already own. What comes next catches many new residents off guard, and hardly any of it works the way they expect. These are the vehicle tax surprises that catch new South Carolinians off guard. Note: This…
Two-thirds of Iowa’s farmland belongs to owners 65 or older, according to Iowa State University’s Farmland Ownership and Tenure Survey. Very little of it gets farmed by the person on the deed. These are the farm lease terms that cost Iowa landowners every renewal. Note: This is general information, not legal advice. Farm lease terms…
A certified Ohio death certificate costs $21.50 under a single statewide fee Ohio law sets for every county health department that issues one. That’s one of four documents a bank needs to open an estate account: The certified death certificate, the probate court’s Letters of Authority, an IRS employer identification number (EIN) for the estate,…
