Being responsible with money is more crucial than ever in times of turbulent economic change. But what exactly does it mean to be financially literate? Looking at factors like savings account balances, credit scores, and financial education can give some perspective on personal financial literacy, but they don’t necessarily show the whole picture. Certain things…
There are many things to consider when deciding upon a career. What one is passionate about, commute times, remote positions, corporate or family-owned businesses, and benefits are among them. However, a well-paying salary is often at the top of the list. It’s a widely held belief that surgeons, lawyers, athletes, realtors, and those in finance,…
Retirement planning can be daunting for Americans. The big question for many, regardless of age, is how much money one needs to save before leaving the workforce. It’s difficult to know where to begin with retirement planning and a meeting with a financial consultant is always a good start. However, recent data from U.S. News…
Looking to move to a state that goes easier on your wallet? In a recent study, Forbes discovered the ten cheapest states to live in. Moving to any of these states could put some hard-earned money back in your pocket. Methodology To determine America’s cheapest states to live in, Forbes researchers created a cost-of-living index….
The tip jar, or worse, the tip screen, has become a ubiquitous part of American life. You’ll find one at the dog groomers, the dry cleaners, and your local coffee shop. In restaurants, you may find a service charge listed at the bottom of your check and still be provided with a line to add…
With the gradual disappearance of traditional pensions, annuities have become an appealing option for retirees seeking financial security. However, it’s not all smooth sailing. As a survey by Greenwalk Research discovered, there’s a disparity between Americans wanting the perks of an annuity and biting the bullet to invest in one. Setting the Stage Greenwald Research…
Are you frustrated with the high housing prices in the area where you’re looking to buy? You’re not alone. Fortunately, there are still cities in the United States where housing remains relatively affordable. So, if you’re open to expanding your house search, these are some of the most economical — and nice — places to…
Inflation is a scary and confusing concept for many Americans. While some economic indicators suggest a bright future, many concerned citizens remain unconvinced. A large majority of Americans (74%) say inflation is a major issue, and just over one in five say it’s the most important issue the country faces. However, when Americans discuss inflation,…
Rent prices are a struggle for a significant portion of the American population. Those who aren’t able or choose not to buy property sign leases run by landlords who are known to increase prices by the year. Americans looking for a single-bedroom apartment encounter astronomical prices, too, especially for single people or those with limited…
Like it or hate it, artificial intelligence (AI) is here to stay. Defined by IBM as “technology that enables computers and machines to simulate human intelligence and problem-solving capabilities,” AI has sparked concerns among workers that machines will take away jobs from humans. Despite these worries, many Americans have found practical ways to capitalize on…
